Terms of service
This document (the "Agreement") is a legally binding agreement between you and Spicy Minds Ltd, trading under the names Spicy Minds, Reveal, Sasha and Rowan, a company registered in England and Wales under number 14719260 ("Spicy Minds") that governs your use of the online and mobile services associated with Spicy Minds, including but not limited to www.spicyminds.org and all associated subdomains (the "Website"), and the Rowan, Reveal and Sasha mobile applications ("Apps").
For ease of reference, all the features and functionality of both the Apps and the Website, together with all the content (whether accessible wirelessly, electronically or downloadable for printing), shall be referred to herein as the "Platform". This Platform may be updated from time-to-time at the sole discretion of Spicy Minds.
One component of the Platform is the self-help improvement program with associated chat, exercises, expert articles, tools, and progress tracking technology. When you purchase (“Purchase”) access to our platform or otherwise use or access the Platform, you agree to be bound by these terms and all applicable laws, rules and regulations.
Please note that you must read and agree to the terms and conditions of this agreement before you use the platform. If you do not agree to the terms and conditions of the agreement, you may NOT use the Platform. By using the Platform, you indicate that you accept these terms and that you agree to abide by them.
The terms "we", "us", "our" and "ours" when used in these terms mean Spicy Minds, which includes any parent company, subsidiaries, branches or affiliates under common ownership or control of Spicy Minds. The terms "you", "your" and "yours" when used in these terms mean any client or user of the Platform.
1. Contract information
For clients located outside of the European Union (“EU”), or the United Kingdom (“UK”), you must be over 13 years of age to use the Platform, and children under the age of 13 cannot use or register for the Platform. If you are over 13 years of age but are not yet of legal age to form a binding contract (in many jurisdictions, this age is 18), then you must get your parent or guardian to read these Terms and agree to them for you before you use the Platform. If you are a parent or guardian and you provide your consent to your child’s registration with the Platform, you agree to be bound by these Terms with respect of your child’s use of the Platform. By using the Platform you confirm that any registration information that you submit to Spicy Minds is true, accurate and complete, that you will update such information in order to keep it current, that you have read and agree to the terms and conditions contained in this Agreement, our privacy policy (which is hereby incorporated into this Agreement) and that you shall be legally bound by such terms subject to all applicable laws and regulations.
2. Understanding Spicy Minds
You acknowledge and agree that the Spicy Minds is a self-help Platform designed to help you improve your own wellbeing and that if you choose to access the Spicy Minds Platform, you are solely responsible for deciding which of the suggested techniques you put into practice and how to apply those techniques.
You also acknowledge and agree that Spicy Minds is not a medical organisation and that the Platform is not a medical device intended to diagnose or treat any medical condition, illness or disorder. The material on the Platform is provided for your information as lifestyle advice for advancing or protecting your mental well-being. It is not medical advice and should not be seen as a replacement for consultation with a doctor. You are urged to seek the advice of a doctor before beginning any program to address your symptoms. If you receive advice from a doctor or other qualified medical professional that conflicts with anything in the Platform, then the former should take precedence. Individuals with any health condition or mental disorder are specifically warned to seek professional medical advice prior to initiating any form of program to address their symptoms.
3. Grant of right of use
The Platform is only available to either individuals who have Purchased a subscription through the iOS App Store and/or the Google Play Store, have signed up for a free trial or who have had the Service commissioned for them by a third-party partner ("Paid for Services"). Unless otherwise specified, we grant you a limited, non-exclusive, non-transferable, revocable right to make personal, non-commercial use only of that content and those features of the Platform in respect of which you or the third party have paid all applicable rental fees and charges, provided that you comply fully with the provisions of this Agreement. For those on the free trial, this right is restricted to the time-period of their free trial.
4. Prices and payment
Spicy Minds account holders may access the Platform in three ways:
Free trial: Unlimited, full access to our Platform for a limited time. The subscription automatically renews unless turned off in your account settings at least 24 hours before your free trial period ends. If you’re in the free trial period and cancel, you may lose access to the subscription immediately. Any unused portion of your free trial may be forfeited after purchase.
Paid trial: from time to time, we may charge a fee for full access to our Platform for a limited time. In some instances, you may be able to select the exact amount you will pay for the subscription based on the options we provide. The subscription automatically renews unless turned off in your account settings at least 24 hours before your paid trial period ends. If you’re in the paid trial period and cancel, you may lose access to the subscription immediately. Additionally, any unused portion of your paid trial is forfeited after purchase.
Paid subscription: a subscription fee-based program that gives you full access to our Platform for the subscription period. You can only access Spicy Minds while your subscription is active and subsisting. You may access Spicy Minds in the following ways: by purchasing a subscription to the Platform, which is allowed by the App marketplace partners. Please note that if you purchase a subscription through the Apple iTunes Store or our iPhone application, the sale is final, and we will not provide a refund. Your purchase will be subject to Apple’s applicable payment policy, which also may not provide for refunds. If you purchase a subscription through the Google Play store, the sale is final, and we will not provide a refund. Your purchase will be subject to Google’s applicable payment policy, which also may not provide for refunds. Additionally, you may receive access to Spicy Minds via a third-party partner. In such instances, you will be subject to their terms and the terms of their subscription purchase.
You may access the Platform via a monthly, quarterly or annual subscription option. For our monthly and yearly subscriptions, a month constitutes 30 calendar days, and a year constitutes 365 calendar days. For our quarterly subscription, a quarter constitutes 90 calendar days.
Our “Monthly” subscription is paid in monthly instalments. For each month your monthly subscription is active, you acknowledge and agree that Spicy Minds is authorized to charge the same Payment Method used for the initial subscription fee or other Payment Method. The monthly renewal subscription fees will continue to be billed using the payment method you provided until they are cancelled. You must cancel your subscription at least 24 hours before it renews to avoid billing the next month’s subscription fee to the Payment Method you provided. Refunds cannot be claimed for any partial-month subscription period.
Our “Yearly” subscription is paid for by an upfront payment with automatic annual renewals. You acknowledge and agree that Spicy Minds is authorised to charge the Payment Method used for (i) the initial annual subscription fee at the rate secured at the time of purchase and (ii) the non-discounted renewal subscription fee(s). You must cancel your subscription at least 24 hours before it renews to avoid billing the renewal subscription fee to the Payment Method you provided. Refunds cannot be claimed for any partial subscription period.
You agree to promptly notify Spicy Minds of any changes to the Payment Method you provided while any subscriptions remain outstanding. You are responsible for all applicable fees and charges incurred, including applicable taxes, and all subscriptions you purchase.
In the course of your use of the Platform, Spicy Minds and its third-party payment service provider may receive and implement updated credit card information from your credit card issuer to prevent your subscription from being interrupted by an outdated or invalid card. This updated credit card information disbursement is provided to Spicy Minds and Spicy Minds’ third-party payment service provider at the sole election of your credit card issuer. Your credit card issuer may give you the right to opt out of the update service. Should you desire to do so, please get in touch with your credit card issuer.
You agree not to hold us responsible for banking charges incurred due to payments on your account. If we do not receive payment from the Payment Method you provided, you agree to pay all amounts due upon demand. You agree that you are not permitted to resell any aspect of the Platform purchased through Spicy Minds for commercial purposes.
We reserve the right to change our subscription plans or adjust pricing for our service or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in this Agreement, any price changes or changes to your subscription plan will take effect following notice to you.
5. Cancellation of services
Cancellation by you:
You may cancel a Monthly subscription at any time at least 24 hours before the applicable monthly period ends. Cancellation is effective at the end of the applicable monthly period.
You may cancel a Yearly subscription plan at any time at least 24 hours before the applicable yearly period ends. Cancellation is effective at the end of the applicable annual period.
Please note that if you purchase a subscription through the Apple iTunes Store or our iPhone application, you may cancel your subscription by cancelling the automatic renewal of paid In App Subscriptions by selecting Manage App Subscriptions in your iTunes Account settings and selecting the subscription you want to modify. If you purchase a subscription through the Google Play Store you may cancel automatic renewals in account settings under Subscriptions in the Google Play app, or according to the current process outlined by Google Play.
Cancellation by us:
We may suspend or terminate your use of the Products due to fraud or breach of any obligation under this Agreement. Such termination or suspension may be immediate and without notice. A breach of this Agreement includes, without limitation, the unauthorised copying or download of our content from the Platform.
6. Chat Service disclaimer
You may be given access to chat services (“Chat Service”) in the Platform. The Chat Service can help clients develop skills to achieve their goals. Spicy Minds may, at its sole discretion, change any coach with another without notice to the clients, including but not limited to removing the benefits of accessing a coach entirely.
The services provided by our Chat Service are not medical or any other type of health service. No diagnosis, treatment, or advice regarding any medical condition or illness will be offered. The Chat Service cannot substitute for, and is not an alternative to, medical diagnosis and treatment when a medical condition or disorder is present. You are advised to seek diagnosis, treatment and advice regarding medical conditions or disorders from a doctor. Subsequently, using the Chat Service does not create a doctor-patient relationship between you and any of the Spicy Minds parties.
The Chat Service may provide general information about psychological and emotional issues to help you adhere to advice you may have received from a doctor.
You are solely responsible for your interactions with the Chat Service.
7. Changes to the agreement
Spicy Minds reserves the right to change or update this Agreement, or any other of our policies or practices, at any time and will notify clients by posting such changed or updated Agreement on this page. Any changes or updates will be effective immediately upon posting to www.spicyminds.org. Your continued use of the Platform constitutes your agreement to abide by the Agreement as changed. Under certain circumstances, we may also elect to notify you of changes or updates to our Agreement by additional means, such as pop-up or push notifications within the Platform or email.
8. Your health and Spicy Minds
You are urged and advised to seek the advice of a doctor before beginning any self-help program. You should always consult an appropriate healthcare professional if you have any other concerns or questions about your health or medicines. Always seek professional medical advice when contemplating any changes in your prescribed medicines.
This Platform is a self-help guide for general wellness and emotional well-being. It is, therefore, not classified as a medical device, meaning the Platform should not replace any existing recommendations that a healthcare professional has given. The content is not a substitute for professional medical advice, support, diagnosis, or treatment. As such, this Platform may not be suitable for every individual. You should always seek the advice of your healthcare professional with any questions you may have regarding any underlying/existing medical condition before starting on this Platform.
Care has been taken to confirm that the information presented is accurate and describes generally accepted practices. If we find or are alerted to a mistake, we will correct it as quickly as possible. However, to the fullest extent permitted by applicable laws, we are not responsible for errors or omissions or for any consequences arising from the application of the information on the Platform and make no warranty, express or implied, with respect to the contents, completeness or accuracy of the material published.
9. Privacy
We process information about you in accordance with our Privacy Policy. By using the Platform, you consent to such processing, and you warrant that all data you provide is accurate.
To access the Spicy Minds Platform, you may be required to register personal information and establish unique usernames and passwords. You are responsible for maintaining the confidentiality of any passwords. You are fully responsible and liable for all activities under your password and username, whether by you or anyone else using your identity. Should your password be compromised by security breaches such as, but not limited to, loss, theft and unauthorised disclosure, it is your responsibility to immediately notify us of the need to change or deactivate the password. Until we are so notified, you will remain liable for any unauthorised use of your account.
10. Intellectual property rights
The UK and other international copyright laws protect the Platform's layout, design, content and graphics. Unless expressly permitted in writing and other than printing a small proportion of content or displaying this on your screen or both, (strictly for your personal non-commercial use), no part of the Platform may be reproduced or stored in any medium, including but not limited to a retrieval system, or transmitted, in any form or by any means (electronic, mechanical, photocopying, recording, broadcasting), nor shown in public. You may not create any derivative work or make any other adaptation without our prior written consent. You must not modify the copies you have displayed or printed in any way, and you may not use any illustrations, photographs, videos or audio sequences or any graphics separately from any accompanying text.
If you print off or download any material from the Platform in breach of these terms of use, your right to use the Platform will cease immediately, and you must, at our option, return or destroy any copies of the materials you have made. All rights not expressly granted in these terms or any express written license are reserved. You must contact us for all other uses of our content or images and obtain our prior written permission.
11. Prohibited uses
You agree that you will not use the Platform to:
• Upload, post, email or otherwise transmit any content or materials that are unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable, at our sole and absolute discretion;
• Harm minors in any way, or solicit or otherwise attempt to gain any information from a minor;
• Impersonate any person or entity, including, but not limited to, any user of this Platform, a director, officer, employee, shareholder, agent or representative of Spicy Minds or our affiliates, or any other person or entity, or falsely state or otherwise misrepresent your affiliation with Spicy Minds, our affiliates or any other person or entity;
• Upload, post, email or otherwise transmit any materials that are not your own, or that you do not have a right to upload, post, email or otherwise transmit under any law or under contractual or fiduciary relationships (such as insider information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• Upload, post, email or otherwise transmit any content or other materials that infringe upon any patent, trademark, trade secret, copyright, right of privacy or publicity or other proprietary rights of any party;
• Upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of commercial solicitation except in the areas, if any that are specifically designated for such purpose;
• Upload, post, email or otherwise transmit any content or other materials that contain software viruses, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
• Disrupt the normal flow of dialog, cause a screen to "scroll" faster than other users of the Platform are able to type, or otherwise act in a manner that negatively affects or otherwise diminishes the quality of another user's experience of this Platform;
• Interfere with or disrupt the Platform or servers or networks connected to the Platform, or disobey any requirements, procedures, policies or regulations of networks connected to the Platform;
• Intentionally or unintentionally violate any applicable laws and/or regulations;
• "Stalk" or otherwise harass another user of the Platform and/or any employee of Spicy Minds;
• Solicit, collect or post personal data or attempt to solicit, collect or post personal data about other users of the Platform from the Platform (including usernames or passwords) or about any other third party, and/or:
• Access or attempt to access another user's account without his or her consent.
• Knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to affect the operation of any computer software or hardware adversely.
• You agree not to use the Platform for any purposes related to scientific research, analysis or evaluation of the Platform without the express written consent of Spicy Minds.
You also agree not to:
• Reproduce, duplicate, copy or re-sell any part of the Platform in contravention of the provisions of this Agreement.
• Resell access to the Platform.
• Frame the Platform or any part of it.
• Copy any material obtained from the Platform to peer-to-peer networks or other web sites or web services.
• Access without authority, interfere with, damage or disrupt any part of the Platform; any equipment or network on which the Platform is stored; any software used in the provision of the Platform; or any equipment or network or software owned or used by any third party.
12. Breach of the agreement
We will determine, in our absolute discretion, whether there has been a breach of this Agreement through your use of the Platform. When a breach of this Agreement has occurred, we may take such action as we deem appropriate, which may include all or any of the following actions:
• Immediate, temporary or permanent withdrawal of your right to use the Platform.
• Immediate, temporary or permanent removal of any posting or material uploaded by you to the Platform.
• Issue a warning notice to you to immediately cease and/or remedy such breach, and following receipt, such action should be taken immediately.
• Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
• Any further legal action against you.
• Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
We exclude liability for actions taken in response to breaches of this Agreement. Our possible actions regarding breaches of this Agreement are not limited to those described here; we may take any other action we reasonably deem appropriate.
13. No warranty
The use of the Platform is at your own risk. The Platform is provided on an "as is" and "as available" basis. To the extent permitted by applicable law, Spicy Minds gives no warranty, express or implied, as to the quality, content availability or fitness for a specific purpose of the Platform or to the accuracy of the information contained in any of the materials on the Platform. Spicy Minds shall not be liable to any person for any loss or damage of any kind, which may arise, directly or indirectly from the use of or inability to use any of the information contained in any of the materials on the Platform. There is no guarantee of the availability of information on the Platform at any time, nor that it is up-to-date or error-free. As with any purchase of a product or service through any medium or in any environment, you should use your judgment and exercise caution where appropriate. No advice or information whether oral or in writing obtained by you from Spicy Minds shall create any warranty on behalf of Spicy Minds in this regard. Certain jurisdictions do not allow the exclusion or disclaimer of certain warranties. Accordingly, some of the above disclaimers may not apply to you. Your statutory rights as a consumer, if any, are not affected hereby.
14. Limitation of liability
To the fullest extent permitted by applicable laws, Spicy Minds, its affiliates, officers, directors, employees, licensors or any third parties exclude liability for any direct, indirect, incidental, special or consequential damages (including but not limited to any loss of data, service interruption, computer failure or financial loss, loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable) arising out of the use of or inability to use the Platform, even if you have advised Spicy Minds about the possibility of such loss, and including any damages resulting from that. To the fullest extent permitted by applicable laws, we, therefore, disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to the Platform or by anyone who may be informed of any of its contents. Suppose any part of this limitation of liability is invalid or unenforceable for any reason, In that case, the aggregate liability of Spicy Minds (including any of its affiliates, service providers and licensors) under such circumstances for liabilities that otherwise would have been limited shall not exceed the maximum single purchase price of the Spicy Minds Platform. Any claims arising out of or in connection with your use of the Platform must be brought within one year of the date of the event giving rise to such action occurring.
Nothing in this provision affects our or our contractors' liability for death or personal injury arising from our (or their) negligence nor our (or their) liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter nor any other liability which cannot be excluded or limited under applicable law.
15. Technology limitations and modifications
Spicy Minds will make reasonable efforts to keep the Platform operational. However, specific technical difficulties, maintenance, or any other cause beyond our reasonable control (including (but not limited to) failure of the internet, natural disaster, labour shortage or dispute, or governmental act) may occasionally result in interruptions. Spicy Minds reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, functions and features of the Platform with or without notice. You agree not to hold us liable for any such failure or delay in performance and we agree to make all reasonable efforts to restore the Platform (or any part thereof) as soon as practicable. Following any disruption within Spicy Minds’s reasonable control, we shall extend your access to the Paid-for Services for at least the duration for which those Paid-for Services were inaccessible on written request to the address below.
16. Third parties
Certain hypertext links on this site may lead to other third-party websites that are not under the control of Spicy Minds. When you activate any of these, you will leave the Platform, and Spicy Minds has no control over and will accept no responsibility or liability for the material on any website that is not under the control of Spicy Minds. Spicy Minds does not make any representations or give any guarantee or warranties of any kind, expressed, implied or otherwise, about the content of any external website link.
17. Indemnity
You agree to indemnify and hold Spicy Minds and its officers, directors, employees and licensors harmless from any claim or demand (including but not limited to reasonable legal fees) made by a third party due to or arising out of or related to your violation of the terms and conditions of this Agreement or your breach of the Platform (and all related materials) or any applicable laws, regulations or third party rights.
18. Assignment by Spicy Minds
Spicy Minds may assign (or otherwise transfer) this Agreement or any part of it without restrictions. You may not assign (or otherwise transfer) this Agreement or any part of it to any third party, without our agreement.
19. Entire agreement
This Agreement (incorporating these terms and the Privacy Policy and the Posting Policy as may be updated from time to time) constitutes all the terms and conditions agreed upon between you and Spicy Minds and supersede any prior agreements about the subject matter of this Agreement, whether written or oral. Any additional or different terms or conditions about the subject matter of this Agreement in any written or oral communication from you to Spicy Minds are void. You agree and accept that you have not accepted the terms and conditions of this Agreement in reliance of or to any oral or written representations made by Spicy Minds not contained in this Agreement.
20. Severability and waiver
If a court of competent jurisdiction holds any provision of the Agreement to be unlawful, void, or unenforceable for any reason, such provision shall be changed and interpreted to best accomplish the objectives of the original provision, fully permitted by law, and the remaining provisions of the Agreement shall remain in full force and effect.
If we fail to insist that you perform any of your obligations under these terms, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.
21. Term and termination
This Agreement is between you and us only and will become effective when you use the Platform. It will remain effective until you or Spicy Minds terminate it. Spicy Minds reserves the right to terminate this Agreement or suspend your account at any time in case of unauthorised or suspected unauthorised use of the Platform, whether in contravention of this Agreement or otherwise. If Spicy Minds terminates this Agreement or suspends your Spicy Minds account for any of the reasons set out in this section, Spicy Minds shall have no liability or responsibility to you whatsoever.
22. Governing law and dispute
Spicy Minds controls the Platform from its offices in the United Kingdom. Access to, or use of, the Platform may be prohibited by law in certain jurisdictions. You are responsible for compliance with all applicable laws of the jurisdiction from which you are accessing the Platform. We make no representation that the information contained herein is appropriate or available for use in other locations.
22.1 USA dispute resolution.
If you reside or have your place of establishment in the United States, this Agreement will be interpreted in accordance with the laws of the State of California and the United States of America, without regard to conflict-of-law provisions. Judicial proceedings (other than small claims actions) that are excluded from the arbitration agreement in Section 22.2 must be brought in state or federal court in San Francisco, California, unless we both agree to some other location. You and we both consent to venue and personal jurisdiction in San Francisco, California.
This Arbitration Agreement only applies to you if your country of residence or establishment is the United States. If your country of residence or establishment is not the United States, and you nevertheless attempt to bring any legal claim against Spicy Minds in the United States, this Arbitration Agreement will apply for determination of the threshold issue of whether this Section 22 applies to you, and all other threshold determinations, including residency, arbitrability, venue, and applicable law.
Any dispute (any claim related to the services or terms of use, or any controversy related to Spicy Minds or arising out of our relationship) shall be resolved through binding individual arbitration. No dispute shall be arbitrated or litigated in any purported class or representative proceeding. Furthermore, you and Spicy Minds each agree to waive the right to participate in a class action, the right to a trial by jury, and the right to litigate on a class-wide basis. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision, which shall survive termination or expiration of these Terms.
You can opt out of arbitration if you provide written notice within 30 days following the date you first agree to these Terms and send written notice by registered mail stating your desire to do so to the following address: compliance@spicyminds.org. To start an arbitration proceeding, you can do so through the American Arbitration Association (AAA), which can be found at www.adr.org. Furthermore, you must send any notices relating to arbitration to compliance@spicyminds.org. We will reimburse all fees or costs for disputes or claims less than $10,000, unless the Arbitrator finds your claim(s) to be frivolous.
22.2 Rest of World Dispute Resolution, Venue and Forum, and Governing Law.
If you reside or have your place of establishment outside of the United States, this Section applies to you, and this Agreement will be interpreted in accordance with English law. This Agreement and any contract between us, whether for use of the Platform or other purpose, and any non-contractual obligations (if any) arising out of or about these terms and conditions or any such contract will be governed by English law.
You agree to submit to the non-exclusive jurisdiction of the courts of England to settle any dispute arising out of or about this Agreement (including a dispute regarding the existence, validity or termination of this Agreement or any non-contractual obligation arising out of or about this Agreement). Notwithstanding the foregoing, we reserve the right to bring legal proceedings in any jurisdiction where we believe a breach of this Agreement has originated.
23. Survivorship
The following provisions shall survive termination of this Agreement: Clause 6 (Intellectual Property), Clause 10 (Limitation), Clause 13 (Indemnity), Clause 15 (Entire Agreement), Clause 16 (Severability and waiver) and Clause 18 (Governing Law and disputes).
24. Contact
You can contact us via the following details:
• Email: compliance@spicyminds.org
Please note that we are unable to answer any enquiries requesting medical advice. Such enquiries should be addressed to an appropriate, qualified health practitioner.
Effective Date: This document is effective as of June 8th, 2023.